Updated for 2026-27

Leave Calculator Australia

See what your annual leave balance is worth at your base rate for 2026-27, with the optional 17.5% leave loading, and how a payout is taxed.

FreeNES 4-week entitlement17.5% loading optionSchedule 7 tax rules

Leave Calculator 2026-27

Your pay
Your leave balance
Leave loading

Disclaimer: This calculator provides general estimates, not personal tax or financial advice. Figures use published ATO rates for 2026-27 and may not match your exact situation, offsets or deductions. Do not act on these results alone. For official guidance, visit the ATO, or speak to a registered tax agent.

A 152-hour leave balance on a $90,000 salary is worth $6,923 at your base rate in 2026-27, or $8,135 with 17.5% leave loading. Paid out on resignation it is withheld at marginal rates; in a genuine redundancy, at a flat 32%.
Entitlement

How much annual leave do you get in Australia?

The National Employment Standards set the minimum. Awards and agreements can add more, never less.

You get 4 weeks of paid annual leave per year if you are full-time or part-time. That is the minimum under the National Employment Standards in the Fair Work Act 2009 ss86-87, and it applies from your first day of work, including during probation. The full rules sit in our guide to annual leave entitlements. Shiftworkers covered by an award or agreement with qualifying shiftwork provisions get 5 weeks.

Employment typeAnnual leave per yearDetail
Full-time4 weeksBased on ordinary hours, 152 hours on a 38-hour week
Part-time4 weeksPro-rata by hours. A 20-hour week accrues 80 hours a year
Shiftworker (qualifying)5 weeksWhere the award or agreement defines qualifying shiftwork
CasualNoneCasual loading is paid instead of leave entitlements

Source: Fair Work Ombudsman, Annual leave (Fair Work Act 2009 ss86-87), content last updated 25 March 2026.

Part-time is the detail people get wrong. A part-timer does not get fewer weeks. They get the same 4 weeks, measured in their own ordinary hours. Someone on 20 hours a week accrues 80 hours a year, which is still four of their weeks off, fully paid at their rate. Casuals get nothing here, and instead receive a casual loading on every hour worked.

The maths

How is the value of your leave calculated?

Three steps from salary to leave value, all at the base rate of pay.

Your leave value is your leave balance in hours multiplied by your base hourly rate. On a $90,000 salary with a 38-hour week, the base rate is $45.55 per hour for 2026-27, so a full 4-week balance of 152 hours is worth $6,923 gross.

The steps the calculator runs:

1. Weekly base pay = annual salary divided by 52. On $90,000 that is $1,730.77.
2. Hourly base rate = weekly pay divided by your ordinary hours. At 38 hours that is $45.55.
3. Leave value = balance in hours multiplied by the hourly rate, plus 17.5% loading if your award or agreement pays it.

The base rate matters. Annual leave is paid at your base rate for ordinary hours, which excludes overtime, penalty rates, allowances and bonuses. If your award adds leave loading, it exists precisely to compensate for the overtime you are not earning while on holiday. Your hourly pay and final pay calculators break the same rates down further.

At a glance

What is a leave balance worth at common salaries?

A full 4-week balance (152 hours on a 38-hour week), at the base rate and with 17.5% loading, 2026-27.

SalaryBase hourly rate4 weeks at base rateWith 17.5% loading
$60,000$30.36$4,615$5,423
$70,000$35.43$5,385$6,327
$80,000$40.49$6,154$7,231
$90,000$45.55$6,923$8,135
$100,000$50.61$7,692$9,038
$120,000$60.73$9,231$10,846

Gross amounts before tax, 2026-27, computed at salary divided by 52 weeks and a 38-hour week. Loading applies only where an award or agreement provides it. Sources: Fair Work Act 2009 ss86-87; Fair Work Ombudsman, Calculating annual leave loading (Library K600323).

Accrual

How fast does annual leave accrue?

Progressively, from day one, based on your ordinary hours.

Leave accrues progressively from your first day of employment, probation included. On a 38-hour week you accrue 152 hours a year, which works out to about 2.92 hours per week or 11.69 hours per fortnight. It never resets: whatever you do not take rolls over to the next year, indefinitely.

Ordinary hours per weekAccrued per yearAccrued per fortnightEquals
38 hours152 hours5.85 hours4 weeks of your pattern
30 hours120 hours4.62 hours4 weeks of your pattern
25 hours100 hours3.85 hours4 weeks of your pattern
20 hours80 hours3.08 hours4 weeks of your pattern

Derived from the NES 4-week entitlement, pro-rata by ordinary hours. Source: Fair Work Act 2009 ss86-87.

Leave keeps accruing while you are on paid annual leave, paid sick and carer’s leave, paid family and domestic violence leave, community service leave including jury duty, and long service leave. It does not accrue during unpaid annual leave, unpaid sick or carer’s leave, unpaid parental leave, or on leave you have cashed out. The government Paid Parental Leave scheme does not count as paid leave for accrual purposes.

Schedule 7

How is a leave payout taxed when you leave a job?

The reason you leave changes the withholding on an identical balance.

Resign, and your unused annual leave is withheld at marginal rates under ATO Schedule 7 (NAT 3351). Be made genuinely redundant, and the same balance is withheld at a flat 32%. On the $6,923 payout from the example above, the redundancy withholding is $2,215. This is the single most misunderstood part of leaving a job.

PaymentReason for leavingWithholding (2026-27)
Unused annual leave (accrued after 17 Aug 1993)Resignation, retirement, termination for inefficiencyMarginal rates
Unused annual leave (any accrual date)Genuine redundancy, invalidity, early retirement scheme32%
Annual leave loading (accrued after 17 Aug 1993)Resignation, retirementMarginal rates
Annual leave loading (any accrual date)Genuine redundancy, invalidity, early retirement scheme32%
Unused annual leave accrued before 18 Aug 1993Any termination32%

Source: ATO Schedule 7, Tax table for unused leave payments on termination of employment (NAT 3351), published 17 June 2026, applies to payments from 1 July 2026.

Two things to hold onto. First, marginal rates under Schedule 7 are worked out by annualising the payment across your pay periods, so the withholding approximates the tax the lump sum actually attracts at your income. On a $90,000 salary your marginal rate for 2026-27 is 30%. Second, both figures are withholding, not final tax. The payout lands in your tax return as normal income (STP label A applies to the 32% amounts), and any over- or under-withholding settles there. No HECS-HELP amount is withheld from these payments, though the income can still raise your HELP repayment at assessment.

Loading

What is annual leave loading?

An extra 17.5% on top of leave pay, where your award or agreement provides it.

Leave loading is an extra 17.5% paid on top of your base rate while you are on annual leave, where an award or enterprise agreement provides it. On a $90,000 salary, it turns a $6,923 four-week payout into $8,135. It dates from an era when overtime was common: the loading compensated workers who could not earn overtime while on holiday.

Not everyone gets it. Many salaried employees on individual contracts do not, and some agreements roll it into the salary. Check your award or agreement, then flip the toggle in the calculator above. One rule worth knowing now rather than later: unused leave paid out on termination must include the loading if you would have received loading during employment, even where the award or contract says loading is not paid on termination. The final pay calculator covers that rule in detail.

Who it is for

Who uses this calculator?

Four situations where a leave balance turns into a dollar figure.

Planning a long break

Costing the time off

You have 200 hours banked and want to know what six weeks away looks like in pay terms. The calculator converts the balance both ways, hours or weeks.

Resigning with leave owed

Sizing the payout

Your final pay must include every unused hour at your base rate, plus loading if you received it. Withholding runs at marginal rates under Schedule 7 (NAT 3351).

Part-time and checking pro-rata

4 weeks, your hours

On 22 hours a week you accrue 88 hours a year. The calculator prices your actual balance at your actual hours, not a full-timer’s 152.

Facing redundancy

Flat 32% withholding

In a genuine redundancy the leave payout is withheld at 32% under Schedule 7, separate from the tax-free redundancy amount. The redundancy calculator handles that part.

What changed

What changed on 1 July 2026?

The rules held steady; the tax tables under them moved.

The entitlement itself did not change: 4 weeks under the NES, 5 for qualifying shiftworkers, 17.5% loading where an award provides it. The ATO republished Schedule 7 (NAT 3351) on 17 June 2026, applying to payments from 1 July 2026, with the flat 32% redundancy rate unchanged.

What moved is the marginal side. The first marginal tax rate fell from 16% to 15% on 1 July 2026, so a resignation payout withheld at marginal rates under the 2026-27 tax tables attracts slightly less withholding for most incomes than it did in 2025-26. The income tax calculator shows the full 2026-27 scale.

Watch for these

What are the common mistakes with annual leave?

Four errors that cost real money or cause tax-time surprises.

Expecting a flat 32% on resignation

The 32% flat rate applies only to genuine redundancy, invalidity or early retirement. Resign and the payout is withheld at marginal rates. People budget on the wrong one in both directions.

Forgetting loading in the payout

If you received 17.5% loading during employment, it must be included when unused leave is paid out, even if the award says loading is not paid on termination. Check the final payslip line by line.

Counting sick leave as payable

Unused sick and carer’s leave is never paid out on termination. Only annual leave, and where applicable long service leave, converts to money.

Treating withholding as final tax

Withholding is the payday estimate. The payout is assessed as income in your return, and the difference comes back as a refund or shows up as a bill. Budget on the assessed figure, not the payslip one.

FAQ

Annual leave FAQ

Common questions about leave balances, accrual and payouts.

Full-time and part-time employees get 4 weeks of paid annual leave per year under the National Employment Standards (Fair Work Act 2009 ss86-87). Shiftworkers covered by a qualifying award or agreement get 5 weeks. Casual employees get none.
Part-time employees still get 4 weeks, but a week means their week. Leave is pro-rata by ordinary hours, so a 20 hour per week employee accrues 80 hours a year. That is 4 weeks of leave at their own working pattern, not 152 hours.
No. Casuals have no annual leave entitlement under the National Employment Standards. Casual loading on their hourly rate compensates for leave and other entitlements they do not receive. See the casual loading calculator for what that trade is worth.
No. Unused annual leave rolls over indefinitely under the NES. It keeps accruing progressively through each year of service, including during probation, and any untaken balance must be paid out at your final rate when your employment ends.
Only in a genuine redundancy, invalidity or approved early retirement scheme, where ATO Schedule 7 (NAT 3351) sets a flat 32% withholding on unused annual leave. If you resign or retire, the payout is withheld at marginal rates instead. Either way that is withholding, not final tax, and it settles in your tax return.
No. Unused sick and carer’s leave is not paid out when you leave a job. Final pay covers wages owed, unused annual leave including any leave loading, and where applicable notice, redundancy pay and long service leave.
Sources

Sources

The documents behind every figure on this page.

  • Fair Work Ombudsman, Annual leave, content last updated 25 March 2026. Source reference: Fair Work Act 2009 ss86-87.
  • Fair Work Ombudsman, Calculating annual leave loading (Library K600323).
  • Fair Work Ombudsman, Final pay, content last updated 15 May 2026. Source reference: Fair Work Act 2009 ss90(2), 117, 323.
  • ATO, Schedule 7, Tax table for unused leave payments on termination of employment (NAT 3351, QC107125), published 17 June 2026, applies to payments made from 1 July 2026.
  • ATO, individual income tax rates 2026-27 (15% first marginal rate from 1 July 2026).

Last verified 23 July 2026.

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