Overtime Calculator Australia
Time-and-a-half and double-time pay from your base hourly rate, then what it is worth after tax at your 2026-27 marginal rate.
Overtime Calculator 2026-27
When Does Overtime Actually Start?
The 38-hour week, ordinary hours and the spread, under Fair Work rules.
Overtime is work performed outside the ordinary hours set by your award or registered agreement, and it is usually paid at a higher rate. Under the National Employment Standards, a full-time week is a maximum of 38 ordinary hours, plus reasonable additional hours if your employer asks.
Awards then add detail the 38-hour figure alone does not carry. They set the maximum ordinary hours per day, week, fortnight or month, the minimum per day, and the spread of hours, the window of the day when ordinary hours can fall, such as 7am to 7pm. Work beyond the daily maximum or outside the spread can attract overtime rates even in a week under 38 hours. Some awards and agreements allow time off in lieu (TOIL) instead of overtime pay.
One arrangement to know about: annualised wages, individual flexibility arrangements and guarantees of annual earnings can absorb overtime and penalties into a single salary. The protection is the better off overall principle, the total must be at least what the award would have paid.
What Are the Common Overtime and Penalty Multipliers?
Common patterns across awards, shown in dollars at the 2026-27 national minimum wage of $26.44 an hour.
| Rate | Multiplier | At the $26.44 minimum wage | Where it commonly applies |
|---|---|---|---|
| Time-and-a-half | 150% | $39.66/h | Common for the first 2 or 3 overtime hours, and Saturdays in many awards |
| Double-time | 200% | $52.88/h | Common after the first overtime hours, and Sundays in many awards |
| Double-time-and-a-half | 250% | $66.10/h | Common for public holidays worked |
| Triple-time | 300% | $79.32/h | Some awards and agreements, certain public holidays |
Multipliers are set by each award or agreement and vary by industry, these are common structures, not universal rates. Minimum wage: $26.44/hour from the first full pay period on or after 1 July 2026. Sources: Fair Work Ombudsman, Penalty rates and Overtime pay (updated 12 May 2026); FWC Annual Wage Review 2026 [2026] FWCFB 3500.
How Is Overtime Taxed?
At your marginal rate. The withheld amount and the owed amount can differ on a big week.
There is no overtime tax rate in Australia. Overtime is ordinary income, added to everything else you earn and taxed at the 2026-27 marginal scale. What the overtime costs you across the year is your marginal rate times the overtime pay, which is what the calculator above shows.
Payday can look worse. PAYG withholding treats each pay as if you earned that much every period, so one heavy overtime week is annualised into a higher bracket and withheld accordingly. That over-withholding is not lost. It is an estimate that squares up when your return is assessed, the same mechanism explained on the bonus tax calculator. Withheld is the payday guess, owed is the year-end answer.
What Is an Overtime Hour Worth After Tax?
One time-and-a-half hour on a $40 base rate ($60 gross), at six salary levels. 2026-27 resident rates, no HECS-HELP.
| Annual salary | Marginal rate (incl. Medicare) | Gross OT hour | After tax |
|---|---|---|---|
| $45,000 | 33.5% | $60.00 | $39.90 |
| $60,000 | 33.5% | $60.00 | $39.90 |
| $80,000 | 32% | $60.00 | $40.80 |
| $100,000 | 32% | $60.00 | $40.80 |
| $140,000 | 39% | $60.00 | $36.60 |
| $200,000 | 47% | $60.00 | $31.80 |
Computed from the 2026-27 resident scale, Medicare levy and LITO taper. The $45,000 and $60,000 rows carry the LITO taper, which is why they lose slightly more than the $80,000 row. With a HECS-HELP debt above $69,528, add 15c to 17c per dollar.
Overtime or Penalty Rates: What Is the Difference?
Two different triggers that can stack in some awards.
| Overtime | Penalty rates | |
|---|---|---|
| Trigger | Working beyond or outside your ordinary hours | Working particular times or days: weekends, public holidays, late nights, early mornings |
| Typical rates | 150% for the first 2 or 3 hours, 200% after, in common patterns | Often 150% Saturday, 200% Sunday, 250% public holidays |
| Can they combine? | In some awards, yes. The Security Services Industry Award pays Sunday overtime at 200% and public holiday overtime at 250% | |
| Where the exact rate lives | Your award or enterprise agreement, via Fair Work’s Pay and Conditions Tool | |
Source: Fair Work Ombudsman, Penalty rates and Overtime pay pages (updated 12 May 2026) and the Security Award overtime example in the Fair Work library.
Does Super Get Paid on Overtime?
Generally no, and 2026-27 changed the wording but not the outcome.
The 12% super guarantee is calculated on ordinary time earnings, what you earn for your ordinary hours, including many allowances but generally excluding overtime. Ten overtime hours boost your pay packet, not usually your super balance.
From 1 July 2026 the Payday Super rules require employers to pay super each payday rather than quarterly, with contributions reaching your fund within 7 business days of payday in most cases. The ATO frames the new earnings base as qualifying earnings for the pay period, which is closely based on ordinary time earnings, so the practical rule for overtime is unchanged. The superannuation calculator covers the guarantee itself.
Who Uses This Overtime Calculator?
The people doing the extra hours.
The shift worker
Rostered weekends and late nights
- Penalty rates and overtime can layer in one week
- Checks the payslip against the award multipliers
- Knows the exact rate lives in the award, not a rule of thumb
The extra-shift decider
Is Saturday worth it after tax?
- Sees the after-tax value of an OT hour at their salary
- Compares 1.5x and 2x hours in one view
- Decides on the net figure, not the gross
The payslip checker
The overtime line looks light
- Payslips must itemise overtime and penalty rates
- Verifies hours times multiplier times base rate
- Escalates with Fair Work’s Pay and Conditions Tool
The withholding-shocked
A big OT week, half of it gone
- Payday annualises one heavy week into a higher bracket
- The over-withheld part returns at tax time
- The marginal-rate figure here is the true annual cost
What Changed for Overtime on 1 July 2026?
The 2026-27 updates that move overtime pay.
| Change | 2026-27 position | Effect on overtime |
|---|---|---|
| National Minimum Wage | $26.44/hour, $1,004.90/week (38 hours) | Minimum-wage time-and-a-half rises to $39.66/h, double-time to $52.88/h |
| Award minimum wages | Up 4.75% from the first full pay period on or after 1 July 2026 | Overtime multiplies a higher base rate in every award |
| First marginal tax rate | 16% cut to 15% | Overtime for incomes in the $18,201 to $45,000 band keeps 1c more per dollar |
| Payday super | Super paid each payday, base is qualifying earnings | Timing changed, overtime still generally outside the super base |
Sources: FWC Annual Wage Review 2026 decision [2026] FWCFB 3500 (announced 2 June 2026); Fair Work Ombudsman, Minimum wages (updated 1 July 2026); ATO Payday Super guidance. The increase applies from the first full pay period on or after 1 July 2026, not necessarily 1 July itself.
Common Mistakes With Overtime Pay
Where overtime maths goes wrong.
Believing in an overtime tax
There is no special rate
- Overtime is ordinary income at marginal rates
- Heavy payday withholding squares up at tax time
- Judge shifts by the annual marginal cost
Assuming 1.5x is universal
Multipliers live in your award
- Rates vary by industry and agreement
- Some awards layer OT on weekend penalties
- Check the Pay and Conditions Tool for yours
Expecting super on OT
The base is ordinary time earnings
- Overtime generally sits outside the 12% guarantee
- Qualifying earnings from 1 July 2026 keeps the rule
- More pay, not more super
Using the wrong base rate
Casuals and allowances complicate it
- Awards set how casual loading interacts with OT rates
- Added and compounded give different answers
- See the casual loading calculator
Overtime Pay FAQ
Common questions about overtime and penalty rates in Australia.
Where These Figures Come From
Every rate-bearing claim on this page traces to a published document.
- Fair Work Ombudsman, Overtime pay, updated 12 May 2026.
- Fair Work Ombudsman, Penalty rates, updated 12 May 2026.
- Fair Work Ombudsman, Hours of work (38-hour week, spread of hours), updated 19 December 2025.
- Fair Work Commission, Annual Wage Review 2026 decision [2026] FWCFB 3500 ($26.44/hour NMW, 4.75% award increase from 1 July 2026).
- Fair Work Ombudsman library, Overtime rates in the Security Award (layered Sunday and public holiday overtime example).
- ATO, Super guarantee and Paying super on payday, qualifying earnings (12% rate, overtime generally excluded).
- ATO, individual income tax rates 2026-27 (for the after-tax figures, computed by this site’s engine).
After-tax tables compute from this site’s 2026-27 engine at render time. See the methodology page for how figures are verified. Last verified 23 July 2026.