ATO withholding

Tax Tables 2026-27

pay-calculator.au publishes the current ATO withholding tables for 2026-27, the year also written 2026/27 and searched as 2027. Pick the table that matches your pay cycle: weekly is NAT 1005, fortnightly is NAT 1006 and monthly is NAT 1007. Every figure is computed from the Schedule 1 formulas rather than retyped from a PDF.

Which tax table applies to your pay cycle?

An employer withholds using the table that matches how often they pay. Each table annualises a single pay period, so the weekly and monthly tables produce different withholding on the same annual salary. The three current tables are below.

Pay cycleATO scheduleEarnings covered
Weekly tax tableNAT 1005$200 to $4,000 a week
Fortnightly tax tableNAT 1006$400 to $8,000 a fortnight
Monthly tax tableNAT 1007$900 to $17,600 a month

Where do the tax tables come from?

Every published table derives from one document: the ATO statement of formulas, Schedule 1 (NAT 1004). It sets the coefficients that turn earnings into a withholding amount, and the per-cycle tables are that formula applied at each earnings step. The Schedule 1 coefficients page reproduces the scale 1 to scale 6 values and the rounding rules in full.

What changed for 2026-27?

The ATO reissued every withholding schedule for 2026-27 to carry the cut to the first marginal rate, which fell from 16% to 15% on income between $18,201 and $45,000 from 1 July 2026. The tax-free threshold stayed at $18,200 and the Medicare levy stayed at 2%. A payroll system still running the previous coefficients withholds too much.

Where are previous years’ tax tables?

Prior-year tables live in the previous years tax tables archive, which records which version of Schedule 1 applied in each year. That is the question people reconciling an old payslip actually need answered, because the ATO did not reissue Schedule 1 annually: one version stood from 13 October 2020 until 1 July 2024. Year pages sit under the archive at 2021-22 and 2022-23.

Tax tables FAQ

Yes. The 2026-27 financial year runs from 1 July 2026 to 30 June 2027, and it is written 2026-27, 2026/27 and 2026-2027, or searched simply as 2027 by people who name a financial year after the June it ends in. All four labels mean the same 12 months. The 2027-28 year is a different year and carries a different rate.
Use the table that matches how often you are paid. An employer paying weekly uses NAT 1005, fortnightly uses NAT 1006 and monthly uses NAT 1007. Using the wrong cycle produces the wrong withholding even when the annual salary is identical, because each table annualises a single pay period.
The ATO reissued every withholding schedule to carry the first marginal rate cut from 16% to 15% on income between $18,201 and $45,000, which took effect on 1 July 2026. The tax-free threshold stayed at $18,200 and the Medicare levy stayed at 2%.
Prior-year tables sit under the archive, which records which version of Schedule 1 applied in each year. That matters because the ATO did not reissue Schedule 1 every year: one version stood from 13 October 2020 until 1 July 2024.
No. Study and training loan repayments come from a separate schedule and appear on a payslip as a distinct STSL line. The withholding tables cover income tax and the Medicare levy only.

Sources

  • ATO, Tax tables (the published per-cycle withholding tables for 2026-27).
  • ATO, Statement of formulas for calculating amounts to be withheld, Schedule 1 (NAT 1004), published 17 June 2026, applying to payments from 1 July 2026.
  • Income Tax Rates Amendment (Tax Reform No. 1) Act 2026, which set the 15% rate on income between $18,201 and $45,000 from 1 July 2026.

Disclaimer: This calculator provides general estimates, not personal tax or financial advice. Figures use published ATO rates for 2026-27 and may not match your exact situation, offsets or deductions. Do not act on these results alone. For official guidance, visit the ATO, or speak to a registered tax agent.